Since 2011, North Scottsdale Loan & Gold has been the Valley's trusted name for turning precious metals into immediate cash. We offer fast approvals, fair rates, and the professional service you deserve. Visit us today at 7126 E Shea Blvd, Scottsdale, AZ 85254, or apply online to discover why residents of Scottsdale, Phoenix, and Paradise Valley rely on us for a secure and reliable solution to unlock the value of their gold, silver, and other precious metal assets.
How Does a Gold Loan Work? Understanding the Process in North Scottsdale, Phoenix & Paradise Valley
If you’re asking, “how does a gold loan work?”, you’re not alone. As financial situations fluctuate and unexpected expenses arise, many individuals across Scottsdale, Phoenix, and Paradise Valley are turning to gold loans as a fast, convenient, and confidential way to access cash without selling their valuable assets. At North Scottsdale Loan & Gold, we specialize in helping our community get the cash they need by leveraging the value of their gold—all in a matter of minutes.
Why Choose North Scottsdale Loan & Gold?
- Over 20 years of combined experience
- Immediate cash payouts
- Transparent and real-time gold appraisals
- Secure, climate-controlled on-site storage
- Discreet, no-hassle financial services
- Loans starting from just $5 up to $100,000
- No credit checks required—approval based solely on the value of your gold
What Types of Gold Can Be Used for a Loan?
- 10k, 14k, 18k, 22k, and 24k gold jewelry
- Gold chains, rings, bracelets, and earrings
- Designer pieces from Cartier, Tiffany & Co., and Van Cleef & Arpels
- Gold watches (working or non-working)
- Native American and vintage pieces
We also offer specialized services if you're looking to pawn diamond jewelry or get a detailed diamond test and evaluation.
Requirements
- 18 years old minimum
- Have a valid governments-issued photo ID - a driver’s license (or state/military ID, passport, etc.) is required
- Own the items you bring - you must be the legitimate owner of the gold or other valuables; if not, a notarized letter from the owner giving permission may be required.
- Bring gold or other accepted collateral - accepted items include gold (jewelry, bullion, coins, scrap)
What's The Process?
So, how does a gold loan work exactly? A gold loan—also called a collateral loan or secured loan—is a short-term cash loan in which your gold items serve as collateral. Instead of selling your gold outright, you’re borrowing against its value.
Bring in your gold – Walk into our North Scottsdale shop with your gold items. No appointment necessary.
Expert valuation – Our trained staff will determine the value of your gold using precise weight measurements, hallmark verification, and acid or XRF testing to establish purity. We evaluate all gold based on current live gold market prices, ensuring the highest possible loan amount.
Loan terms – If you accept our offer, we’ll draw up a 90-day gold loan agreement. You receive cash on the spot.
Flexible repayment – Pay off the full loan (principal + interest) within 90 days, or just pay the interest to extend the loan for another 90 days.
No pressure – If you're unable to repay, you can simply surrender the gold. No credit check, no collection calls, no damage to your credit score.
Final Thoughts
You’ll find us at 7126 E. Shea Blvd, right near the intersection of Scottsdale Road and Shea Boulevard. Whether you're coming from Old Town Scottsdale, Gainey Ranch, Paradise Valley, or even Phoenix, we’re just minutes away.
Open Monday through Friday from 9 AM to 6 PM, and weekends from 10 AM to 5 PM, our location makes it easy to stop in and walk out with cash.
That’s why so many residents turn to the gold buyers in Scottsdale AZ they trust:
North Scottsdale Loan & Gold
Visit us at 7126 E. Shea Blvd, Scottsdale, AZ. or give us a call at (480) 422‑1826
Contact Us Today!
Loan Terms and Conditions
- Must be 18+ with a valid Arizona driver’s license
- Preferred pawn loans: 90-day minimum, renewable
- Preferred title loans: 90 days up to 60 months
- No initial loan fee; $5 police ticket fee on preferred pawn loans
- Maximum APR: 35.99%