RV Title Loans Scottsdale | Tempe | Phoenix

 

Owning a recreational vehicle gives you freedom, flexibility, and often a significant amount of untapped equity. When you need fast access to cash, RV title loans offer a practical way to leverage that value without selling your motorhome, camper, or travel trailer. At North Scottsdale Loan & Gold, we provide secure, discreet RV title loans for Arizona residents looking for flexible, collateral-based financing.

Conveniently located at 7126 E. Shea Blvd in Scottsdale, North Scottsdale Loan & Gold has served North Scottsdale, Phoenix, and Paradise Valley since 2011. As one of North Scottsdale’s premier luxury item buyers and pawn shops, we specialize in high-value collateral lending, including professionally structured RV title loans.

 

What Are RV Title Loans?

RV title loans are secured loans that use your recreational vehicle’s title as collateral. If your RV is owned outright and titled in your name, you may qualify for RV title loans based on the vehicle’s assessed value—not your credit score. There are no traditional credit checks, and approval is determined by the RV itself.

Because RV title loans are equity-based, they are often faster and more accessible than bank loans or personal lines of credit. For a general explanation of how title loans work, Experian provides a helpful breakdown of the process and borrower considerations.

 

RVs That May Qualify for RV Title Loans

We work with many types of recreational vehicles for RV title loans, including:

• - Class A, Class B, and Class C motorhomes
• - Travel trailers and fifth wheels
• - Toy haulers
• - Camper vans and conversion vans
• - Luxury and custom RVs

Each RV title loan is evaluated individually. Factors such as size, age, mileage, condition, floor plan, and current market demand all influence eligibility and loan structure.

 

How Our Assessments Work for RV Title Loans

Every RV title loan at North Scottsdale Loan & Gold begins with a professional assessment, not an appraisal. We do not provide written or certified appraisals for insurance, estate, or legal use. Our assessments are performed solely to determine loan eligibility and value for RV title loans.

During the assessment process, our experienced pawnbrokers consider:

• - Make, model, and year of the RV
• - Mileage and usage history
• - Mechanical condition and functionality
• - Exterior and interior condition
• - Market demand and resale potential

Reference tools such as Kelley Blue Book may be used when applicable; however, many RVs—especially luxury or custom units—fall outside standard valuation guides. In those cases, current market conditions and resale demand are weighed more heavily.

If you already have a written appraisal from another source, you are welcome to bring it with you. While we do not issue appraisals, existing documentation may be taken into consideration and could help support a higher RV title loan amount.

All assessments are free of charge. If a customer chooses not to proceed and returns at a later date, a new assessment will be completed to reflect current market conditions and the RV’s condition at that time.

 

Do You Keep the Motorcycle?

In most cases, a motorcycle title loan requires the motorcycle to be stored in our secure, monitored facility for the duration of the loan. This policy applies to approximately 95% of motorcycle loans and helps protect both the borrower and the lender.

There may be rare exceptions for borrowers with higher income, strong credit, or property ownership; however, storage is the standard requirement for motorcycle title loan agreements. The motorcycle is released immediately once the loan is paid in full.

 

How Much Can You Borrow?

Loan amounts for a motorcycle title loan vary based on the assessment but typically range from a few hundred dollars to tens of thousands, depending on the motorcycle. Loan terms generally start at 90 days and may extend longer depending on the loan structure.

Borrowers exploring additional vehicle-based options may also want to review our other services, including auto title loans, bad credit title loans, classic car title loans, RV title loans, and boat title loans.

 

Why Choose a Local Motorcycle Title Loan Lender?

Choosing a local lender for a motorcycle title loan matters. Our team understands Arizona title requirements and operates in full compliance with state and county regulations. We provide clear explanations, transparent loan terms, and a professional environment focused on confidentiality.

Before signing any agreement, we walk borrowers through repayment expectations, storage requirements, and total loan cost. For additional consumer education, the Federal Trade Commission outlines important considerations in its guide on what to know about payday and car title loans.

 

What You’ll Need to Apply

Applying for a motorcycle title loan is straightforward. Most borrowers will need:

• - A valid government-issued ID
• - A clear motorcycle title in their name
• - Proof of Arizona residency
• - Basic information about the motorcycle
• - Proof of income or ability to repay

You can also start the process through our secure online title loan application to save time before visiting our Scottsdale location.

 

Motorcycle Title Loans in North Scottsdale, Phoenix, and Paradise Valley

If you’re searching for a motorcycle title loan in North Scottsdale, Phoenix, or Paradise Valley, North Scottsdale Loan & Gold offers a reliable and discreet solution. Our professional assessments, secure storage, and flexible loan structures make it easier to access the value of your motorcycle without selling it outright.

To review additional terms and consumer disclosures, visit our preferred title loans disclosure page. When you’re ready, stop by our Shea Boulevard location or speak with our team to determine whether a motorcycle title loan is the right fit for your financial needs.