The Estate Jewelry Loan with the Best Cash Offers
Estate jewelry is another name for "used jewelry." Many people commonly refer to estate jewelry as antique jewelry, vintage jewelry, and period jewelry. Because it is very common for estate jewelry to not have a receipt or any documentation verifying where it came from. Without a receipt or any documentation you may get lots of different prices from other pawn shops purely trying to profit as much as they can off you. This makes it very important to bring your pieces to North Scottsdale Loan & Gold where our well trained staff can correctly appraise and authenticate your jewelry, gold, and diamonds.
Platinum - Gold - Silver
Precious Metals and Their Purity
Although many think that gold holds the most monetary value, it is actually the second. Platinum exceeds gold in that category. In addition, gold has more variances of purity than platinum or silver. To clarify, platinum is either 90% - 95% pure, while silver has 4 degrees of fineness from 80% - 99.9%. Meanwhile, gold is measured in 24 karats (aka each karat is 1/24th of purity). So consequently, 10k gold equals 41.7% purity and 24k is 99.9% purity. Nonetheless, we provide collateral loans on all estate jewelry, no matter what precious metal is used in the making.
ESTATE JEWELRY WE LOAN ON
- Designer jewelry - Cartier, Tiffany, Breitling, etc.,
- Watches - Rolex, & all major brands!
- Women's jewelry - Necklaces, earrings, pendants, bracelets, rings & more
- Men's jewelry - Rings, cufflinks, watches etc.,
- Period Jewelry - Georgian, Victorian, Edwardian, Art Nouveau, Art Deco & Retro
Appraisals that Become Secured Loans
North Scottsdale Loan & Gold provides professional and accurate appraisals. They begin with locating the hallmark (aka hidden stamp) on the jewelry piece. Depending on the stamp or the maker, there are some that indicate the Era or Designer the piece came from. However, this is not always the case. After that, a small sample of the precious metal is achieved with swiping it against a touchstone. This does not scratch or harm your jewelry in any way. Meanwhile, it does provide flakes of the precious metal to test validate the hallmark stamp. Once the percentage of purity is confirmed, the piece is put on the scale to measure the weight. Furthermore, the appraiser will refer to the Spot Price of the gold, silver or platinum to calculate the pending offer.
If there are diamonds, they are assessed separately from the precious metal they are set in. They are examined for their cut, clarity, color & carat, which are referred to as the 4 C's. As a result, the diamond is assessed and then added to the total of appraisal & the offer.
Any other precious gems that are set in a piece of jewelry are not measured separately from the precious metal. But, they do add to the pieces value in whole.
OUR CASH OFFERS TO SECURE AN ESTATE JEWELRY LOAN
After the free appraisal is completed, we will present our cash offer for a secured loan. However, you are under no obligation to accept it. We understand that you might want to get a second opinion, but we are confident that our offer is the best possible amount.
Once an offer is accepted, we will need to complete the paperwork with your valid Arizona ID and a few signatures. After that the cash is yours, and we secure your belongings in our locked vault. The loan lasts for a duration of 90 days, which you are welcome to pay off anytime within that time frame. The sooner you pay, the less interest you pay. Because we pro-rate the interest to the day. If you need an extension, just pay the interest to date and we can renew the loan for another 90 days.
North Scottsdale Loan & Gold provides opportunities to get the cash you need. Whether you sell or pawn your valuables, we offer the most cash possible with every transaction!