Everybody has these moments: you have bills coming up and you’re short on the cash you need to pay them off in a timely manner. You know that you have the money to cover such bills, but payday has yet to arrive. A quick pawn loan can fix all those problems and more! Let’s discuss:
What is a Pawn Loan?
A pawn loan is simply a loan based on collateral. This is any products that the customers bring and its loan-to-value. These items include, but are not limited to, gold, silver, platinum, jewelry (modern or estate), local products, musical instruments, some unique items (electronics, game consoles), and so on. Naturally, our FAQ pages are a great place to start if you have questions to what items should work for you when you need a quick pawn loan.
What Do I Need to get a Quick Pawn Loan?
It’s very easy to get a quick pawn loan from us. First and foremost, make sure you have an item for us to provide the loan. We’ll need that to get the process started. Next, we’ll need to see some ID to verify that you are the one getting the quick pawn loan. Usually, we request a Driver’s License (or an Arizona State-Issued ID). Then after we verify everything, we offer the loan based on reviewing its loan-to-value. If you accept the offer, we get you the money you need in a matter of minutes. On average, the most amount of time taken to do that from start to finish is roughly thirty minutes. In some cases, it can even be less than FIVE minutes.
Do I Have To Pay Back This Loan?
Not necessarily. If anything, you can walk away if you want, but understand that we would use your item to pay off the debt instead. So if you want to make sure you get your item back (if you want to, that is) then at the very least, cover the cost of the interest. In doing that, we can extend the duration of the loan.
How Long Does The Loan Last Before We Need to Pay it Back?
In most cases, the duration of the loan of the loan is usually 90 days. You don’t need to wait the full 90 days to payback though. In fact, we encourage you to pay back as soon as you can. After all, this is a quick fix; so we know once you’re back on track you just pay us back and you’re back in business AND you get your items back.
Why North Scottsdale Loan and Gold?
NSDL is a staple pawn shop for the past decade. This is primarily due to our customers’ willingness to conduct business to us. This allows us to make it possible to provide the loans they need. Therefore, we’re a trusted local business helping out customers; long and short. NSDL is more than just a gem for Scottsdale. We also help out customers from all across the Valley, from Mesa, to Phoenix, to Avondale, to Casa Grande, and beyond. Need a quick pawn loan? NSDL is waiting for you!Tags: loan-to-value